Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, you can request a ride within minutes, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Collisions can occur, leading to potential passenger injuries.
This article explores the most common injuries in Uber-related accidents, who may be liable for damages, along with legal options for pursuing a claim.
Frequent Injuries from Uber Rides
An Uber accident can cause many different types of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Cervical Strain: This neck injury is common in rear-end collisions, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These injuries may require surgery, physical therapy, and long-term care.
Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Cuts and Lacerations: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.
Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. Examples include speeding, DUI, or violating traffic rules.
A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.
Uber as a Company: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
If an Uber accident lawsuit against uber car accident causes significant injury, legal action may be required to get fair compensation. The legal process can help victims recover lost wages, medical expenses, and damages.